UK Finance's 2026 fraud report puts £576 million in APP losses on the table. The telecoms channel's disproportionate share points directly to a social engineering coverage question brokers should be asking before a claim forces it.

https://www.insurancebusinessmag.com/uk/news/breaking-news/phone-scams-cause-28-of-app-fraud-losses--a-clients-crime-policy-needs-the-right-wording-587641.aspx